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What is LTV?

By in Investor School with 0 Comments

LTV stands for “Loan-to-Value.” It is part of the phrase “Loan-to-Value Ratio.” LTV is often used when discussing mortgages, both for one’s home, and for investment property. It is a measure of how much the bank is willing to lend the real estate buyer relative to the price of the property. For example, if the [...]

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What is DSCR?

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DSCR stands for “Debt-Service Coverage Ratio.” It is a measure of the ratio of income (specifically, Net Operating Income) to debt (Total Debt Service). Investors will use this to work out what the margin of safety is between the expense of paying back the bank and the total rent they receive. What is DSCR used [...]

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